Eyjafjallajokull’s eruption is a case study in how travel insurance
could help stranded travelers. Photo by Henrik Thorburn
The skies over Europe are starting to open again after a dismal week courtesy of the erupting volcano in Iceland under Eyjafjallajokull (adding “glacier” after that is redundant, by the way, since “jokull” is Icelandic for glacier).
But the interruption in air travel is a perfect illustration of how travel insurance can be more than just another expense. A few weeks ago, I started chatting with travel insurance expert and Gustey.com writer Bryant Abel about some of the ins and outs of travel insurance. Here’s a confession – I previously dismissed travel insurance out-of-hand as being another industry preying on people’s tendency to “what if?” ourselves to death. I’ve since changed my tune because of some input from other travelers I consider smart - and Bryant’s expertise helped, too. Plus, the flight delays to Europe caused by the ash cloud gave me food for thought.
I had some questions for Bryant, and here’s what he had to say:
1. What sorts of problems can travel insurance cover?
Travel insurance can cover a number of “problems” that incur when you travel. The primary helping hand comes in the form of lost baggage, trip cancellation, medical care overseas, and embassy or evacuation care in case a global emergency were to take place. These are just a few, but the main ones.
2. What are the three most popular types of coverage?
The most popular coverage is individual trip protection. This can range from $30 to $100 [...]